Card authorization

Cross River takes precautions to secure debit card numbers. We use only encrypted token information throughout our system. Any card number that we use to transfer funds is meant for temporary access only during a transaction request.

When a merchant provides debit card numbers for sign up, our system sends the card number information to an external service, for encryption. P2C receives a token in response (card is tokenized) and it is stored in the system, in lieu of the card number. The merchant receives the token in return.

This facilitates the safe transfer of funds to the card holder.

For more information, contact customer support.