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Banking and Payments API: COSGuidesChangelog
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Introduction

  • Welcome to COS
  • Authentication
  • Idempotency
  • Response Codes
  • Pagination
  • Versioning
  • Partners
  • Status Page
  • Swagger Links

Quick Start

  • Originating ACH Payments
  • Depositing Checks
  • Originating RTP Credit Transfers
  • Using the RTP Directory
  • Onboarding Customers
  • Opening a Master Account
  • Originating Wire Payments
  • First-Time Login Instructions for Partners
  • Enabling early direct deposits

Card and Account Programs

  • Card and Account Programs
  • Products
  • Customer Management
  • Deposit Accounts
  • Subledgers
  • Transactions
  • Book Transfers
  • Statements
  • Restrictions
  • Interest rate cards
  • Reference
  • Checks
    • Checks API
    • Positive Pay
    • Check Payment Process Flows
    • Reference
  • Card Management
    • Debit Cards
    • Simulations
    • Reference

Payment Rails

  • Payment Rails
  • ACH Overview
    • Originations
    • Client Batches
    • Account Settlement
    • Simulations
    • ACH Payment Process Flows
    • Pull Hold Days
    • Reference
  • RTP Overview
    • Originations
    • RTP Payment Process Flows
    • Reference
    • RTP Queueing Functional Documentation
  • Wires Overview
    • Originations
    • Wire Payment Process Flows
    • Reference
  • XPay Overview
    • Originations
    • Reference

Webhook API

  • Overview
  • Registrations
  • Events
  • Signature Verification
  • Reference

Frequently Asked Questions (FAQs)

  • Core
  • ACH
  • Wires
  • Checks
  • Webhooks
  • RTP
  • Reports, Statements, and Disclosures
  • General

XPay Overview

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The XPay API enables your COS account to both originate and receive XPay payments. XPay enables any account in COS to instantly send and receive funds from any other COS account.

See API reference for more details.

Updated 13 days ago