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Banking and Payments API: COSGuidesChangelog
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Introduction

  • Welcome to COS
  • Authentication
  • Idempotency
  • Response Codes
  • Pagination
  • Versioning
  • Partners
  • Status Page
  • Swagger Links

Quick Start

  • Originating ACH Payments
  • Depositing Checks
  • Originating RTP Credit Transfers
  • Using the RTP Directory
  • Onboarding Customers
  • Opening a Master Account
  • Originating Wire Payments
  • First-Time Login Instructions for Partners
  • Enabling early direct deposits

Card and Account Programs

  • Card and Account Programs
  • Products
  • Customer Management
  • Deposit Accounts
  • Subledgers
  • Transactions
  • Book Transfers
  • Statements
  • Restrictions
  • Interest rate cards
  • Reference
  • Checks
    • Checks API
    • Positive Pay
    • Check Payment Process Flows
    • Reference
  • Card Management
    • Debit Cards
    • Simulations
    • Reference

Payment Rails

  • Payment Rails
  • ACH Overview
    • Originations
    • Client Batches
    • Account Settlement
    • Simulations
    • ACH Payment Process Flows
    • Pull Hold Days
    • Reference
  • RTP Overview
    • Originations
    • RTP Payment Process Flows
    • Reference
    • RTP Queueing Functional Documentation
  • Wires Overview
    • Originations
    • Wire Payment Process Flows
    • Reference
  • XPay Overview
    • Originations
    • Reference

Webhook API

  • Overview
  • Registrations
  • Events
  • Signature Verification
  • Reference

Frequently Asked Questions (FAQs)

  • Core
  • ACH
  • Wires
  • Checks
  • Webhooks
  • RTP
  • Reports, Statements, and Disclosures
  • General

Payment Rails

Suggest Edits

Cross River's COS banking operating system provides flexibility with sending and/or receiving funds using via several payment rails. These rails mainly vary by speed, transaction limits, and hours of operation.

For more information, see:

  • ACH
  • RTP
  • Wires
  • XPay

Updated 13 days ago