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Introduction

Welcome to COS
Authentication
Idempotency
Response Codes
Pagination
Versioning
Partners
Status Page
Swagger Links

Quick Start

Originating ACH Payments
Depositing Checks
Originating RTP Credit Transfers
Using the RTP Directory
Onboarding Customers
Opening a Master Account
Originating Wire Payments
First-Time Login Instructions for Partners

Core API

Overview
Products
Customer Management
Deposit Accounts
Subledgers
Transactions
Book Transfers
Statements
Restrictions
Sweep Accounts
Interest rate cards
Reference

ACH API

Overview
Originations
Client Batches
Account Settlement
Simulations
ACH Payment Process Flows
Pull Hold Days
Reference

Wires API

Overview
Originations
Wire Payment Process Flows
Reference

Checks API

Overview
Checks
Positive Pay
Check Payment Process Flows
Reference

Card Management

Overview
Debit Cards
Simulations
Reference

Debit Card API

Overview
Cards
Embossable Characters
Simulate
Reference

RTP API

Overview
Originations
RTP Payment Process Flows
Reference

XPay API

Overview
Originations
Reference

Webhook API

Overview
Registrations
Events
Signature Verification
Reference

Frequently Asked Questions (FAQs)

Core
ACH
Wires
Checks
Webhooks
RTP
Reports, Statements, and Disclosures
General

Check Payment Process Flows

Inbound Forward

1705

1705

Outbound Forward

1362

1362

Updated 12 months ago

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Table of Contents
- Inbound Forward
- Outbound Forward