Update a loan by ID

Use the loan ID in this call to update loan details. When you update field values in the LoanUpdate object of the request body, the response body will show the updated values.

PUT /Loan/{Id}

Request URL

https:// ... /Loan/{Id}

Click here to access the call to update funding information.

To follow loan updates, query the loan with this call, [GET LoanDetails](doc:get-loan-details).

For detailed reference information on the loan attributes in the LoanUpdate object, see Loan attributes and parameters.

Example

Original Post /Loan API response

Updated API request using Put /Loan/{Id}

The updated BorrowerLastName and BorrowerFirstName show below.

📘

Use LoanUpdate object

When updating a loan using Put /Loan, use a LoanUpdate object. The attributes are the same as the ones in the Loan object used when calling Post /Loan.

{
  "LoanUpdate": {
    "LoanNumber": "LR-96e3f915eab244f",
    "IssuingBankId": "CRB",
    "Platform": "string",
    "LoanType": "HFS",
    "NoteDate": "/Date(1611047069923-0000)/",
    "BorrowerLastName": "Andersen",
    "BorrowerFirstName": "Betty",
    "BorrowerDOB": "/Date(536389200000-0000)/",
    "BorrowerSSN": "666712488",
    "BorrowerAddress": "171_Jettie_Mountains",
    "BorrowerCity": "Gislasonchester",
    "BorrowerState": "TX",
    "BorrowerZip": "78948",
    "LoanAmount": 1400,
    "NetFunding": 800,
    "Rate": 0.2,
    "APR": "10",
    "BatchId": "string",
    "BorrowerPhone": {{$randomPhoneNumber}},
    "BorrowerEmail": {{$randomEmail}},
    "Amortization": 0,
    "Term": 36,
    "RateType": 0,
    "PriorLoanFlag": "string",
    "FICO": 10,
    "FICODate": "2017-12-31",
    "CreditGrade": "string",
    "AssetClass": 0,
    "LoanPurpose": "string",
    "Investor": "string",
    "Servicer": "string",
    "ApplicationDate": {{ApplicationDate}},
    "RegBDecisionDate": {{RegBDecisionDate}},
    "PurchaseDate": {{PurchaseDate}},
    "PaymentDueDate": {{PaymentDueDate}},
    "ApprovedLoanAmount": 0,
    "PeriodicPayment": 0,
    "OriginationFee": 100,
    "HomeownerFlag": "string",
    "OpenCreditLines": 0,
    "AnnualIncome": 0,
    "CreditInquiries12months": 0,
    "DQPast24months": 0,
    "PublicRecordsOnFile": 0,
    "EmploymentLength": 0,
    "DebtUtilization": 0,
    "TotalRevolvingDebt": 0,
    "AccountsOpenedPast24months": 0,
    "CollectionsExcludingMedical": 0,
    "MonthsSinceLastRecord": 0,
    "Employer": "string",
    "DTI": 0,
    "MLAFLAG": "string",
    "MAPR": "string",
    "ReceiverName": "string",
    "SameDayFlag": 0,
    "AddendaRecord": "string",
    "CoBorrowerFirstName": "string",
    "CoBorrowerLastName": "string",
    "CoBorrowerDOB": "2017-12-31T09:18:46.377Z",
    "CoBorrowerSSN": "string",
    "CoBorrowerAddress": "string",
    "CoBorrowerCity": "string",
    "CoBorrowerState": "string",
    "CoBorrowerZip": "string",
    "CoBorrowerPhone": "string",
    "CoBorrowerEmail": "string",
    "CoBorrowerFICO": 0,
    "MerchantName": "string",
    "MerchantFee": 0,
    "RefundAmount": 0,
    "AdjustedLoanAmount": 0,
    "AdjustedNetFunding": 0,
    "AdjustedOriginationFee": 0,
    "AdjustedCurrentMonthlyPayment": 0,
    "RefundDate": "2017-12-31T09:18:46.377Z",
    "AdjustedMerchantFee": 0,
    "FinalPaymentDate": {{FinalPaymentDate}},
    "FinalPayment": 0,
    "FinanceCharge": 0,
    "TotalPayments": 0,
    "PPY": 0,
    "PaymentFrequency": 0,
    "StandardEntryTypeCode": "string",
    "InterestAccrualMethodDays": 0,
    "SubpoolId": "Moe83",
    "Program": "DTM",
    "Field1": "string",
    "Field2": "string",
    "Field3": "string",
    "Field4": "string",
    "Field5": "string",
    "Field6": "string",
    "Field7": "string",
    "Field8": "string",
    "Field9": "string",
    "Field10": "string",
    "Field11": "string",
    "Field12": "string",
    "Field13": "string",
    "Field14": "string",
    "Field15": "string",
    "Field16": "string",
    "Field17": "string",
    "Field18": "string",
    "Field19": "string",
    "Field20": "string",
    "Rails": [
      {
        "ACHFields": {
          "StandardEntryClassCode": "PPD",
          "TransactionType": "push",
          "ToRoutingNumber": "021214891",
          "ToAccountType": "GL",
          "ToAccountName": "Test",
          "ToAccountNumber": "9999999999",
          "Description": "Test"
        },
        "RailType": "COSACH",
        "Priority": 1,
        "Amount": 300
        }
    ]
  }
}

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