Supporting loan documents
The documents below are acceptable as identification to support the loan process.
If you send in a loan with attachments and the loan remains in the status Received, instead of moving into the status DocsComplete, check the naming format.
The naming format of the attached documents is checked by a regex to verify that we received the required documents in the correct naming format. If we didn't receive the required documents or they weren't named properly, the loan will stay in Received.
For more information about adding loan documents, click here.
Note
We prefer that you send documents by XML or JSON. If necessary, you can send documents by PDF.
Identification documents
Document type | Naming convention format |
|---|---|
Credit report | -CR |
Drivers license | -DL |
Passport | -PP |
Permanent resident card | -RC |
Debit card | -DC |
Credit card | -CC |
Social Security card | -SC |
Selfie | -SLF |
State Issued ID | -SID |
Proof of Address | -POA |
Miscellaneous ID documents | -MID |
Credit documents
Document type | Naming convention format |
|---|---|
Credit report | -CR |
Credit report (soft pull) | -CR-SP |
Credit report (hard pull) | -CR_HP |
Pagaya credit model | -CRM_PGY |
Loan documents and disclosures
Document type | Naming convention format |
|---|---|
Promissory note | -PN |
Truth in Lending agreement | -TL |
Loan Agreement - contains Truth in Lending agreement and Promissory nNte. | -LA |
Loan Application | -LApp |
Preauthorized Transfer - for customer facing authorization requests | -PreAuthTrn |
Credit Score Disclosure Notice | -CreditScoreDisclosure |
Income verification documents
Document type | Naming convention format |
|---|---|
Pay stub | -PS |
Tax return | -TR |
Form W2 | -W2 |
Social Security Award letter (SSA) | -SS |
Pension/retirement benefit statement | -RS |
Bank statement | -BS |
Form 1099 | -MI |
Various Income Verification documents | -IV |
Other documents for verification
Document type | Naming convention format |
|---|---|
Voided check | -VC |
Education-related document | -ED |
Trusted 3rd party documents
Document type | Naming convention format |
|---|---|
LexisNexis | -LN |
LexisNexis FraudPoint | -LNF |
LexisNexis InstantID | -LNI |
LexisNexis OFAC | -LNO |
Yodlee | -YOD |
Equifax eID | -EID |
TransUnion TLO | -TLO |
Experian PreciseID | -PID |
GIACT | -GCT |
GIACT gVerify | -GV |
GIACT gIndentity | -GI |
Clarity | -CTY |
Socure | -SO |
Thomson Reuters Clear ID | -TRCID |
Alloy Identity Decisioning Platform | -ALY |
Onfido Facial Similarity | -OFS |
SentiLink Synthetic-Fraud-Scores | -SNTLF |
Cognito Identity Verification and Watchlist Screening | -CGNTIDWS |
Updated 13 days ago