Supporting loan documents

The documents below are acceptable as identification to support the loan process.

If you send in a loan with attachments and the loan remains in the status Received, instead of moving into the status DocsComplete, check the naming format.

The naming format of the attached documents is checked by a regex to verify that we received the required documents in the correct naming format. If we didn't receive the required documents or they weren't named properly, the loan will stay in Received.

For more information about adding loan documents, click here.

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Note

We prefer that you send documents by XML or JSON. If necessary, you can send documents by PDF.

Identification documents

Document type

Naming convention format

Credit report

-CR

Drivers license

-DL

Passport

-PP

Permanent resident card

-RC

Debit card
As secondary form of ID

-DC

Credit card
As secondary form of ID

-CC

Social Security card
As secondary form of ID

-SC

Selfie
Used to verify the ID

-SLF

State Issued ID

-SID

Proof of Address
jpeg, jpg, png or pdf provided as POA

-POA

Miscellaneous ID documents

-MID

Credit documents

Document type

Naming convention format

Credit report

-CR

Credit report (soft pull)

-CR-SP

Credit report (hard pull)

-CR_HP

Pagaya credit model

-CRM_PGY

Loan documents and disclosures

Document type

Naming convention format

Promissory note

-PN

Truth in Lending agreement

-TL

Loan Agreement - contains Truth in Lending agreement and Promissory nNte.

-LA

Loan Application

-LApp

Preauthorized Transfer - for customer facing authorization requests

-PreAuthTrn

Credit Score Disclosure Notice

-CreditScoreDisclosure

Income verification documents

Document type

Naming convention format

Pay stub

-PS

Tax return

-TR

Form W2

-W2

Social Security Award letter (SSA)

-SS

Pension/retirement benefit statement

-RS

Bank statement

-BS

Form 1099

-MI

Various Income Verification documents

-IV

Other documents for verification

Document type

Naming convention format

Voided check

-VC

Education-related document

-ED

Trusted 3rd party documents

Document type

Naming convention format

LexisNexis

-LN

LexisNexis FraudPoint

-LNF

LexisNexis InstantID

-LNI

LexisNexis OFAC

-LNO

Yodlee

-YOD

Equifax eID

-EID

TransUnion TLO

-TLO

Experian PreciseID

-PID

GIACT

-GCT

GIACT gVerify

-GV

GIACT gIndentity

-GI

Clarity

-CTY

Socure

-SO

Thomson Reuters Clear ID

-TRCID

Alloy Identity Decisioning Platform

-ALY

Onfido Facial Similarity

-OFS

SentiLink Synthetic-Fraud-Scores

-SNTLF

Cognito Identity Verification and Watchlist Screening

-CGNTIDWS


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