These enums communicate the status of a loan.
|1||Arix received a new loan application.|
Send attachments as the next step in the process.
|2||All required documents were received.|
|3||Loan successfully passed compliance.|
|4||Loan was approved for funding.|
|5||At least 1 rail was submitted for funding.|
|6||Full loan amount was funded.|
|7||An internal CRB process. Confirms that account entries are complete.|
|8||Loan finished the seasoning period and is ready to be sold.|
|9||Loan was sold (not in use).|
Sale info is on the post-purchase report in SFTP.
|10||Loan was paid back by end user (not in use).|
|11||All compliance rules were passed and the system is waiting for the funding information. Once in this status, only a Put /FundingInfo will get the loan funded.|
|80||A return/cancel has been requested, and the funding is being returned to the originating account.|
Loan was cancelled or fully returned and accounting entries were reversed.
|100||Issuing bank cancelled the loan. Terminal State.|
|101||Loan failed the compliance check.|
|102||Issuing bank didn't approve - possible only prior to funding. Terminal State.|
|103||All rails that were successfully funded came back as returned.|
|104||Funding was attempted, but a balance remains to be funded.|
These enums communicate the results of a funding attempt.
|1||Some funds were sent successfully, but some failed.|
|2||Funding failed and nothing was funded.|
These enums communicate the results of a rail transaction as part of the funding attempt.
|0||Rail wasn't attempted.|
|1||API call was successful and the funds are pending transmission.|
|2||Full requested amount has been funded and released on the rail.|
Note: There is lag time between the time an ACH is sent and when it is received (by the receiving bank), usually 1 business day (unless it was sent as a same-day ACH).
CRB considers the rail a success if and until we receive a notice from the receiving bank that the rail failed. At that time, the status of the rail changes from Success to Returned.
|3||The request to fund failed immediately upon request (usually due to a mistake in the API instructions.)|
|4||The rail was rejected.|
|5||The rail that was sent and marked as success was returned.|
|6||A rail was skipped. No need to reattempt the funding.|
|7||The rail failed because it couldn't be validated.|
|8||Arix received a notification that a specific ACH rail was rejected.|
|9||CRB Ops cancelled the ACH payment.|
|10||A Notice of Change (NOC) was received. Relevant for recurrent disbursements.|
Contact customer for updated instructions.
|11||CRB Ops put the ACH transaction on hold.|
|12||COS Core (part of XPay) transaction was completed successfully.|
|13||COS Core (part of XPay) transaction was unable to complete.|
|15||Inbound payment request has been received and is awaiting approval.|
|16||Payment canceled at the sender's request or has expired.|
|17||Payment was rejected by the receiver.|
|18||Payment failed to post to either the sender or receiver's account. Most commonly due to insufficient funds.|
|19||Payment has been posted to both the sender and receiver's accounts.|
|20||COS Core (part of XPay) reversal transaction has been completed.|
|24||COS XPay requested reversal hasn't been approved.|
|25||COS XPay requested reversal was unable to be reversed.|
|26||COS XPay reversal was canceled.|
|27||Check was cashed.|
|28||Check was printed.|
|29||A digital check was printed.|
|30||The check was mailed.|
|31||The check wasn't able to be cashed.|
These enums communicate the type of rail used to make the transactions.
|8||Next day funding via ACH.|
|9||Same day funding via ACH.|
|10||Internal transfer between CRB accounts.|
|20||Adjustments to a loan after it was funded|
|40||Real Time Payments|
RPPS uses enums to return funding attempt results.
|Enum name||Enum number||Description|
|1||The funding attempt was received by RPPS.|
|2||The funding attempt was submitted by RPPS.|
|3||The funding attempt is pending.|
|4||The funding attempt was approved by RPPS.|
|5||The funding attempt was rejected by RPPS.|
|6||The funding attempt failed in RPPS.|
|7||The rail was returned by RPPS.|
Updated 12 months ago