Check parameters

To pay down loan proceeds, you can send a physical check to a biller (merchant or business). This is useful when you have to pay billers that don't accept payments via Mastercard RPPS.

You can add an optional Base64 encoded attachment to accompany the check, and it will be mailed as a PDF.

Formatting text

To format the field Remittance_advice so that it reads correctly, follow the details points below:

  • Quotation marks (" ") creates a vertical row

For example:
"Dear customer xyz,"
"Enclosed is a check for 1000.00 to be applied as a payment toward account number: 123456789. If you have any questions or need additional information, contact us at (888) 555-xxxx. Our business hours are Mon-Fri 8:00am-5:00pm Eastern Time.",
"Sincerely,",
Your lender

Check delivery

After a check is issued, it takes about 5 - 7 business days for receipt (CRB uses USPS first class mail). If a check isn't cashed after 15 calendar days, it is canceled.

You can contact MPL Ops to stop payment on a check, and for any questions regarding check delivery or receipt.

Webhooks are reported when a check is processed, mailed, cashed or expired. For more information on webhooks, see View webhook events available.

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Important

When you add a date field in a request, the format must be: yyyy-mm-dd, such as 1970-12-05.

Request parameters

{
{
  "FundingInfoUpdate": {
   "Rails": [
         {    
    "CheckFields": {
          "PhysicalAddressOfRecipient": {
            "Line_1": "Anita Loan",
            "Line_2": "Strawberry Fields Lane",
            "City": "Paradise City",
            "State": "NY",
            "Zip": "11252",
            "Country": "USA"
          },
          "Name": "Anita",
          "Attachment": "{Encoded64 text here}",
          "Description": "Loan from Cross River",
          "Remittance_advice": "",
          "IsPrintedandMailed": "0",
          "CheckEmail": "[email protected]"
        },
"RailType":"CHECK",
"Priority":1,
"Amount":200.0
}
    ]
  }
},

Request parameters

Attribute

Description

Rails
array

Rail selected, in this case Check.

Line_1
string

Check delivery address, line 1.
Required

Line_2
string

Check delivery address, line 2.
Optional

City
string

City of business for check delivery.
Required

State
string

State of business for check delivery. 2 letters
Required

Zip
string

Zip code of business for check delivery.
Required

Country
string

Recipient's country. Always US
2-letter country code.
Optional

Name
string

Name of the borrower.
Optional

Description
string

The name of the loan being paid.
Optional

Attachment
string

Base64 encoded 1 page PDF.
It must be encoded and inserted here as text.
Optional

Remittance_advice
array

Base64 encoded text.
Up to 700 chars before encoding. Appears on the top third of the page.
The check is located on the bottom third of the page.
Optional

IsPrintedandMailed
boolean

Whether the the check is being printed and mailed.
True if check is being printed and mailed, otherwise, false.
Required

CheckEmail
string

Recipient's email.
Optional

Priority
integer

Rail priority.
Required

Amount
integer

Amount being funded.
Required


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