Check parameters

To pay down loan proceeds, you can send a physical check to a biller (merchant or business). This is useful when you have to pay billers that don't accept payments via Mastercard RPPS.

You can add an optional Base64 encoded attachment to accompany the check, and it will be mailed as a PDF.

Formatting text

To format the field Remittance_advice so that it reads correctly, format it as follows:

  • Quotation marks (" ") creates a vertical row
  • Comma (,) delimits the text and formats it on the check page

For example:
"Dear customer xyz,"
"Enclosed is a check for 1000.00 to be applied as a payment toward account number: 123456789. If you have any questions or need additional information, contact us at (888) 555-xxxx. Our business hours are Mon-Fri 8:00am-5:00pm Eastern Time.",
"Sincerely,",
Your lender

Check delivery

After a check is issued, it takes about 5 - 7 business days for receipt (CRB uses USPS first class mail). If a check isn't cashed after 15 calendar days, it is canceled.

You can contact MPL Ops to stop payment on a check, and for any questions regarding check delivery or receipt.

Webhooks are reported when a check is processed, mailed, cashed or expired. For more information on webhooks, see View webhook events available.

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Important

When you add a date field in a request, the format must be: yyyy-mm-dd, such as 1970-12-05.

Request parameters

{
{
  "FundingInfoUpdate": {
   "Rails": [
         {    
    "CheckFields": {
          "PhysicalAddressOfRecipient": {
            "Line_1": "Anita Loan",
            "Line_2": "Strawberry Fields Lane",
            "City": "Paradise City",
            "State": "NY",
            "Zip": "11252",
            "Country": "USA"
          },
          "Name": "Anita",
          "Attachment": "{Encoded64 text here}",
          "Description": "Loan from Cross River",
          "Remittance_advice": "",
          "IsPrintedandMailed": "0",
          "CheckEmail": "[email protected]"
        },
"RailType":"CHECK",
"Priority":1,
"Amount":200.0
}
    ]
  }
},

Request parameters

AttributeDescription
Rails
array
Rail selected, in this case Check.
Line_1
string
Check delivery address, line 1.
Required
Line_2
string
Check delivery address, line 2.
Optional
City
string
City of business for check delivery.
Required
State
string
State of business for check delivery. 2 letters
Required
Zip
string
Zip code of business for check delivery.
Required
Country
string
Recipient's country. Always US
2-letter country code.
Optional
Name
string
Name of the borrower.
Optional
Description
string
The name of the loan being paid. This is printed on the check and looks best if under 100 chars.
Optional
Attachment
string
Base64 encoded 1 page PDF.
It must be encoded and inserted here as text.
Optional
Remittance_advice
Base64 encoded text
Up to 700 chars before encoding. Appears on the top third of the page.
The check is located on the bottom third of the page.
Optional
IsPrintedandMailed
boolean
Whether the the check is being printed and mailed.
True if check is being printed and mailed, otherwise, false.
Required
CheckEmail
string
Recipient's email.
Optional
Priority
integer
Rail priority.
Required
Amount
integer
Amount being funded.
Required