To pay down loan proceeds, you can send a physical check to a biller (merchant or business). This is useful when you have to pay billers that don't accept payments via Mastercard RPPS.

You can add an optional Base64 encoded attachment to accompany the check, and it will be mailed as a PDF.

Formatting text

To format the field Remittance_advice so that it reads correctly, format it as follows:

• Quotation marks (" ") creates a vertical row
• Comma (,) delimits the text and formats it on the check page

For example:
"Dear customer xyz,"
"Enclosed is a check for 1000.00 to be applied as a payment toward account number: 123456789. If you have any questions or need additional information, contact us at (888) 555-xxxx. Our business hours are Mon-Fri 8:00am-5:00pm Eastern Time.",
"Sincerely,",
Your lender

Check delivery

After a check is issued, it takes about 5 - 7 business days for receipt (CRB uses USPS first class mail). If a check isn't cashed after 15 calendar days, it is canceled.

You can contact MPL Ops to stop payment on a check, and for any questions regarding check delivery or receipt.

Webhooks are reported when a check is processed, mailed, cashed or expired. For more information on webhooks, see View webhook events available.

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Important

When you add a date field in a request, the format must be: yyyy-mm-dd, such as 1970-12-05.

Request parameters

{
{
  "FundingInfoUpdate": {
   "Rails": [
         {    
    "CheckFields": {
          "PhysicalAddressOfRecipient": {
            "Line_1": "Anita Loan",
            "Line_2": "Strawberry Fields Lane",
            "City": "Paradise City",
            "State": "NY",
            "Zip": "11252",
            "Country": "USA"
          },
          "Name": "Anita",
          "Attachment": "{Encoded64 text here}",
          "Description": "Loan from Cross River",
          "Remittance_advice": "",
          "IsPrintedandMailed": "0",
          "CheckEmail": "[email protected]"
        },
"RailType":"CHECK",
"Priority":1,
"Amount":200.0
}
    ]
  }
},

Request parameters