Cross River Documentation

Cross River Documentation

Welcome to the Cross River documentation portal, where you can find information about our products and solutions that enable you to deliver responsible financial solutions that empower consumers anytime, everywhere.



Arix is the marketplace-lending loan validation and funding solution from Cross River.

Under construction

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Unicorn processes PAIN-standard XML files to execute transactions and sends reports with updates about payments, rejections, and returns.

P2C Disbursements

P2C is a payment gateway which disburses funds in real-time to debit card accounts.


COS is an API-driven banking core, giving you the same tools to build your product that we use at Cross River Bank.